Remote Mortgage Loan Quality Assurance Analyst

Introduction to the Role

Are you passionate about elevating mortgage processes through keen attention to detail and strategic insight? As a Remote Mortgage Loan Quality Assurance Analyst, you will be instrumental in enhancing the integrity and reliability of our lending operations. This remote opportunity offers the chance to grow professionally while contributing to operational excellence and compliance. With an annual salary of $84,339, this role provides a dynamic environment for analysts who thrive on improving systems and ensuring lending standards are met with precision.

Key Responsibilities

Conduct Comprehensive Loan Audits

• Execute in-depth reviews of mortgage files to ensure compliance with regulatory standards, investor guidelines, and internal policies.
• Verify documentation accuracy across the loan lifecycle, including origination, underwriting, and closing phases.
• Identify trends in recurring discrepancies and propose actionable improvements.

Ensure Regulatory and Investor Compliance

• Monitor adherence to FHA, VA, USDA, Fannie Mae, Freddie Mac, and other investor requirements.
• Provide detailed compliance reports and collaborate with legal and regulatory teams for proactive updates.
• Support audit preparedness by maintaining up-to-date records and compliance certifications.

Collaborate Across Departments

• Partner with underwriting, processing, and closing teams to resolve quality assurance findings.
• Communicate clearly and respectfully across departments to ensure consistent understanding of compliance expectations.
• Offer mentorship on QA best practices and encourage continuous learning.

Improve Operational Performance

• Leverage performance monitoring platforms to evaluate key metrics and audit outcomes.
• Share insights that help reduce processing errors and improve loan pipeline efficiency.
• Proactively recommend technology enhancements or workflow refinements based on audit data.

Work Environment

Fully Remote, Fully Connected

• This remote position offers the flexibility to work from anywhere while staying deeply connected to the team.
• Leverage collaborative platforms to engage with cross-functional colleagues in real time.
• Embrace a digital-first workplace culture built on trust, accountability, and transparency.

Supportive and Growth-Oriented

• Join a team that celebrates milestones, supports professional ambitions, and values every voice.
• Participate in weekly strategy meetings and innovation sessions that empower team members to contribute ideas freely.
• Receive regular feedback through transparent performance check-ins.

Tools and Technologies Used

• Loan origination and servicing platforms such as Encompass or Calyx Point
• Quality assurance and compliance systems like QuestSoft and ComplianceEase
• Document management and e-signature tools such as DocuSign and Adobe Acrobat Pro
• Collaboration and workflow systems like Microsoft Teams, SharePoint, and Slack
• Audit tracking systems and reporting dashboards

Qualifications

Required Experience and Skills

• Minimum of 3 years of experience in mortgage quality assurance, compliance auditing, or a related mortgage function
• Familiarity with agency guidelines and federal lending laws (e.g., TILA, RESPA, ECOA, HMDA)
• Exceptional attention to detail and problem-solving abilities
• Proficient in reviewing credit, income, title, and collateral documentation
• Strong communication skills, both verbal and written

Preferred Attributes

• Bachelor's degree in Finance, Business Administration, or related field
• Certification in Mortgage Compliance (e.g., CMCP, CMB preferred)
• Background collaborating within a virtual or geographically dispersed team
• Comfort using QA analytics dashboards and audit reporting systems

Growth Opportunities

Professional Development

• Gain access to mortgage industry conferences, certification programs, and online coursework.
• Take on stretch projects that expand your compliance, risk management, and digital transformation skillset.
• Potential pathway toward advanced roles in the leadership structure of the quality assurance or risk functions.

Leadership Pathways

• Contribute to the evolution of internal audit protocols and become a QA thought leader.
• Mentor junior analysts and help establish new quality benchmarks.
• Champion technology initiatives that drive smarter QA outcomes.

Why This Role Matters

Direct Impact on Trust and Accuracy

As a Mortgage Loan Quality Assurance Analyst, your insights ensure that loan files meet rigorous standards. Your work reduces the risk of loan repurchase, ensures investor confidence, and protects both the company and borrowers.

Aligned With Our Mission

This role advances the organization’s commitment to integrity, compliance, and customer satisfaction. You’ll be part of a team that values transparency, precision, and ethical lending practices.

What Success Looks Like

• Improved audit pass rates and a reduction in critical errors
• Consistent and timely reporting to stakeholders
• Enhanced team understanding of evolving compliance standards
• Tangible process improvements recommended and implemented

Call to Action

Are you ready to take the lead in ensuring mortgage loan quality from wherever you are? If you have a passion for precision and a drive to make a meaningful impact, we encourage you to apply now and become a catalyst for excellence in remote mortgage compliance.

Let your next role inspire growth, challenge your expertise, and reward your dedication—join us and redefine what quality means in the mortgage industry.