Remote Mortgage Underwriter

Join a Future-Focused Mortgage Team—From Anywhere

Imagine working with a dynamic team that blends innovative mortgage solutions with a passion for precision, all from the comfort of your own home. We are redefining what underwriting excellence looks like, and we’re looking for a Remote Mortgage Underwriter who thrives in a fast-paced, tech-forward environment where creativity and accuracy go hand in hand.

Our organization isn’t just embracing digital transformation—we’re driving it. As we streamline and revolutionize the home loan process, our underwriters play a pivotal role in shaping smarter, faster, and more transparent lending experiences.

🚀 What You'll Do

Evaluate Complex Mortgage Files With Confidence

You’ll be at the core of loan decision-making, reviewing residential mortgage applications with high autonomy. Your work ensures our loans are compliant, transparent, and customer-friendly.

• Conduct detailed analysis of mortgage loan applications, including creditworthiness, income, assets, and property evaluations.
• Ensure alignment with agency guidelines (Fannie Mae, Freddie Mac, FHA, VA) and internal underwriting criteria.
• Issue conditional approvals, suspensions, and denials based on a deep understanding of loan risk.
• Collaborate cross-functionally with processors, loan officers, and closers to expedite loan pipelines without compromising quality.

Apply Creative Thinking to Improve Processes

We value fresh perspectives. Bring your innovative approach to streamline workflows, identify operational efficiencies, and elevate the quality of every underwriting decision.

• Suggest improvements in underwriting practices and support the implementation of automation tools.
• Provide feedback that directly influences system enhancements and user interface refinements.

🧠 Your Superpowers

• A deep knowledge of automated underwriting systems like DU and LP, and a critical eye for file documentation.
• Adept at multitasking across loan types, with fluency in conventional and government-backed mortgages.
• An analytical mindset with the ability to read between the lines—identifying what’s not written and what is.
• Collaborative communication style with an instinct for solving roadblocks before they happen.

🏡 Your Virtual Work Environment

No cubicles. No commute. Just a collaborative digital space where autonomy meets agility.

• Remote-first philosophy—designed for high performers who want flexibility and focus.
• Slack, Zoom, and proprietary loan platforms keep everyone aligned across departments.
• Digital performance dashboards ensure real-time visibility into productivity, underwriting quality, and pipeline efficiency.
• Continuous access to virtual learning, peer feedback, and underwriting case reviews.

🔧 Tools & Tech That Elevate Your Day

• Underwriting Systems: Desktop Underwriter (DU), Loan Product Advisor (LP)
• Loan Origination Platforms: Encompass, Blend, Calyx Point
• Communication: Microsoft Teams, Slack, Zoom
• Digital Verification Tools: The Work Number, Day 1 Certainty, Automated Asset Retrieval Systems

🎓 What You Bring

• Minimum 3 years of hands-on mortgage underwriting experience (remote experience preferred)
• DE/SAR/LAPP certifications strongly preferred
• Working knowledge of regulatory compliance, including TRID, RESPA, and HMDA
• Excellent digital documentation skills with meticulous attention to accuracy
• Strong organizational instincts and self-discipline in a remote setting

🌟 Growth, Learning & Recognition

We don’t just support career growth—we accelerate it. Whether through monthly case challenges, peer mentoring sessions, or certification reimbursements, your future here is built to evolve.

• Bi-weekly team workshops led by industry leaders
• Participation in national underwriting forums and thought leadership groups
• Clear advancement tracks for roles like Underwriting Manager, Risk Analyst, or Product Underwriter

💼 Why You’ll Love Working Here

• Annual salary: $104,392
• 100% remote with flexible hours
• Medical, dental, and vision coverage from day one
• Generous PTO and paid holidays
• Annual wellness stipend and home office setup allowance
• Culture-first: Diverse, supportive, and creatively driven

🔥 Ready to Make Your Mark?

If you’re a strategic thinker with a sharp eye for underwriting and a passion for remote work, we’re ready to meet you. This is more than a job—it’s a chance to leave a lasting imprint on how mortgage lending is done.

Apply now and be part of a bold future where underwriting meets innovation.