Remote FHA Mortgage Processor
Description
Remote FHA Mortgage Processor
Join a Mission-Driven Mortgage Team
Are you passionate about precision and dedicated to empowering homebuyers across the country? As a Remote FHA Mortgage Processor, you'll be pivotal in supporting families as they navigate the journey to homeownership. This position is your gateway to a flexible, purpose-driven career that blends financial knowledge with a heart for service.
We’re an energetic, forward-thinking team redefining the mortgage process with innovation and empathy. Our culture thrives on collaboration, creativity, and continuous improvement. We believe that no matter where you’re located, you can be a force for stability in the lives of future homeowners.
What You'll Be Doing Every Day
Core Responsibilities
- Review, organize, and verify borrower documentation for FHA loan applications.
- Ensure compliance with FHA guidelines, HUD requirements, and lender overlays.
- Maintain communication with loan officers, underwriters, and closing coordinators to facilitate loan progression.
- Update the loan origination system with the latest document statuses and notes.
- Identify and resolve documentation deficiencies, ensuring timely processing.
- Work with third-party vendors to order and track title, appraisal, and insurance.
- Prepare files for underwriting, focusing on accuracy and completeness
Supporting the Borrower's Journey
- Act as a liaison between borrowers and internal teams
- Deliver clear, friendly updates to borrowers regarding documentation needs and loan milestones
- Anticipate processing roadblocks and offer proactive solutions
Work Environment and Culture
100% Remote, 100% Connected
Work from home while deeply engaging with a supportive and creative virtual team. Our remote-first philosophy requires strong digital tools, video collaboration, and transparent communication.
Collaborative Culture
We’re obsessed with problem-solving and making the mortgage experience smoother for borrowers. Our FHA processing team comprises dynamic thinkers who enjoy a good challenge and bring personality to their work.
Tools, Platforms, and Innovation
Technology You’ll Use
- Loan Origination Software (LOS): Encompass or similar
- Digital document management systems
- CRM platforms to track borrower communication
- Cloud-based task managers to streamline daily operations
Embracing Modern Processing
You won’t be stuck chasing paper trails. We leverage automation, AI-backed document verification, and intelligent workflows that make your job more efficient and enjoyable. Your creative thinking will be welcomed to enhance these systems further.
Your Background and Qualifications
Must-Have Experience
- 2+ years of mortgage processing experience, specifically with FHA loan products
- Solid understanding of FHA, HUD, and related government loan processing regulations
- Proficiency with remote communication tools and digital loan processing platforms
- Strong document review and data entry accuracy
Ideal Traits for Success
- Confident communicator with a personable, upbeat style
- Naturally organized, with a love for checklists and timely follow-ups
- Creative in overcoming challenges and optimizing systems
- Enthusiastic about remote work and maintaining productivity in a digital space
Education and Certification
- High school diploma required; college coursework or mortgage certification is a plus.
Why This Role Stands Out
Growth-Oriented Career Path
This isn’t just another processor job. It’s a chance to become a knowledge leader in FHA mortgages. With time, you could grow into Senior Processor, FHA Team Lead, or Operations Manager roles.
Competitive Compensation
The annual salary for this position is $50,903, with potential for bonuses based on speed and accuracy metrics.
Work-Life Synergy
We understand the demands of remote work, so we promote balance, mental wellness, and supportive management.
Apply Now and Shape Homeownership Stories
🏡 If you’re ready to take your mortgage career remote while maintaining high professional standards, this is your sign. Step into a position where your skills matter, your voice is heard, and your impact is felt daily.
What Happens After You Apply
We respect your time and effort. Once you apply, our team will review it and contact qualified candidates for a virtual interview. Our hiring process is streamlined, respectful, and remote from start to finish.
Ready to Make FHA Mortgages More Human?
Let’s reimagine mortgage processing together. Apply now and start transforming lending experiences from behind the scenes—remotely, creatively, and meaningfully.