Remote Commercial Mortgage Underwriter

Introduction to the Opportunity

Are you passionate about commercial real estate lending and looking to contribute your expertise in a remote, flexible setting? We invite you to explore a dynamic role where analytical rigor meets human-centered values. As a Remote Commercial Mortgage Underwriter, you'll be part of a purpose-driven organization that values precision, teamwork, and inclusivity. Our company has built a legacy of trust and innovation in the mortgage industry, empowering our people and partners to drive meaningful impact through responsible lending. Join a workplace that respects individuality, supports career growth, and celebrates diverse experiences.

What You’ll Be Doing

Underwriting and Risk Evaluation

• Perform comprehensive financial analysis on commercial loan applications, including retail, office, multifamily, industrial, and mixed-use properties.
• Assess borrower creditworthiness, property cash flow, collateral value, and market viability.
• Review third-party reports such as appraisals, environmental assessments, and property condition reports to determine loan risk exposure.
• Apply risk rating models and ensure recommendations align with investor and institutional guidelines.

Compliance and Documentation

• Ensure loan files adhere to internal policies, commercial lending regulations, and investor criteria.
• Maintain meticulous documentation throughout the underwriting process, preparing summaries for credit committees.
• Collaborate with closing, processing, and credit review teams to resolve discrepancies and ensure seamless loan packaging.

Cross-Functional Communication

• Partner with originators, analysts, and legal counsel to provide underwriting support from application through approval
• Engage in ongoing dialogue with borrowers and brokers to clarify loan structures and underwriting criteria.
• Provide feedback and mentorship to junior underwriters and team members in a supportive and knowledge-sharing environment.

Tools and Technologies You'll Use

Our underwriters have leading platforms to make work more efficient and informed. You’ll use tools such as:

• Commercial loan origination software (e.g., Sageworks, nCino)
• Risk assessment systems and underwriting scorecards
• Cloud-based collaboration tools (e.g., Microsoft Teams, Slack)
• Secure document storage and review platforms

These technologies help streamline evaluations, promote team synergy, and enhance transparency across remote teams.

Inclusive and Collaborative Work Environment

We believe work should feel meaningful and supportive. In our fully remote structure, we’ve built a supportive environment where individuals are empowered to grow, regardless of their location or background. Here’s how we foster a culture of belonging:

• Weekly team check-ins focused on sharing wins and ideas
• Access to employee resource groups celebrating race, gender, and LGBTQIA+ communities
• Ongoing DEI training to deepen understanding and empathy
• Flex-time options that promote a healthy work-life balance

Our team members come from various professional and personal backgrounds, and many have grown into leadership roles thanks to our commitment to mentorship and inclusion.

What Makes You a Strong Candidate

Qualifications and Experience

• 5+ years of commercial mortgage underwriting experience, preferably in multifamily and office assets
• Strong analytical background in evaluating real estate financials, DSCR, LTV, NOI, and cap rate calculations
• Proven ability to assess risk and communicate complex scenarios clearly
• Familiarity with Fannie Mae DUS, Freddie Mac, or private investor underwriting standards

Soft Skills That Set You Apart

• Proactive communicator who values collaboration and inclusion
• Independent thinker with excellent time management in a remote environment
• Strong sense of integrity and accountability in high-stakes decision-making
• Comfortable working with diverse teams and contributing to a positive team culture

Career Growth and Advancement

We understand that our employees are at the heart of our success. That’s why we offer:

• Professional development allowances for certification and course enrollment
• Regular performance reviews focused on career goals and individual strengths
• Leadership training for those pursuing team lead or management tracks
• Cross-training opportunities across loan origination, compliance, and portfolio analysis

Our remote structure doesn’t limit your growth—it amplifies it. Several current leaders began underwriting roles and progressed into broader strategic positions.

Why You'll Love Working Here

This isn’t just a job—it’s a place to belong and build your career. You’ll enjoy:

• A supportive remote team that values open communication
• A diverse team committed to an equal opportunity employer philosophy
• Flexibility to balance work with family and personal priorities
• A mission-focused organization that believes in ethical lending
• Annual salary of $104,365, along with robust benefits and performance bonuses

Your Next Step Starts Here

We want to hear from you if you're ready to be part of a forward-thinking, inclusive team that values precision and purpose. Take charge of your professional future while contributing to meaningful financial decisions that shape communities. Apply now and make your mark as a Remote Commercial Mortgage Underwriter. The opportunity to grow, connect, and make an impact starts today!