Remote Home Equity Loan Processor

Description

Remote Home Equity Loan Processor

Empower Your Career in Home Lending from Anywhere

Are you ready to take the next step in your financial services career without stepping into an office? Join a forward-thinking team as a Remote Home Equity Loan Processor, where you'll manage crucial transactions and help individuals unlock the value of their homes. This fully remote opportunity allows you to grow professionally in a flexible and supportive environment while contributing to a mission-driven organization focused on responsible lending and customer satisfaction.

Role Overview

Purpose of the Position

As a Remote Home Equity Loan Processor, you’ll serve as a key driver in optimizing the loan experience for homeowners across the country. Your work will ensure the timely, accurate, and compliant processing of home equity loans from application to closing. The ideal candidate combines detail orientation with strong customer service skills and thrives in a digital-first workflow. This position supports career development through hands-on learning and opportunities for process improvement contributions.

Core Responsibilities

Daily Tasks and Duties

  • Accurately process home equity loan applications by collecting and verifying borrower documentation.
  • Perform loan data entry, file preparation, and pre-underwriting checks within a strict timeframe.s
  • Review income, asset, and credit information to validate borrower qualifications.
  • Coordinate with underwriters, title companies, and other third-party vendors to resolve documentation and compliance issues.
  • Maintain consistent communication with applicants, answering inquiries and clarifying requirements.
  • Ensure all loan files meet federal, state, and internal regulatory standards.
  • Track loan status and proactively flag delays or missing documentation
  • Identify opportunities for efficiency and contribute to workflow improvements
  • Support internal audit processes by maintaining detailed records and documentation

Remote Work Environment

Work Setting and Collaboration

This fully remote position is designed for high-performing professionals who value autonomy and productivity. You’ll collaborate virtually with cross-functional teams using secure digital platforms. The role is ideal for those who flourish in a structured but flexible setting, balancing focused work with virtual team interactions. Your performance matters most when logging in from a home office, co-working space, or anywhere with secure internet.

Tools and Technology

Platforms and Systems Used

  • Loan origination systems (LOS) and electronic document management platforms
  • Secure communication tools like Microsoft Teams and Slack for seamless collaboration
  • CRM software to track borrower touchpoints and maintain client records
  • Automated underwriting systems for initial loan review and risk assessment
  • Cloud-based storage systems for secure file management and retrieval

Qualifications and Skills

Essential Competencies

  • Prior experience in residential loan processing or home equity lending is preferred.
  • Familiarity with digital processing tools, remote collaboration software, and electronic signatures
  • Excellent organizational abilities and time management in a high-volume setting
  • Strong knowledge of compliance regulations affecting home equity loans
  • Ability to analyze financial documentation and make sound decisions under pressure
  • Clear, empathetic communication style with a service-first mindset
  • Comfortable navigating evolving digital tools and process innovations
  • High level of personal accountability and attention to detail

Preferred Background

  • Experience with home equity products, refinancing, or second mortgages
  • Understanding of state-specific property laws and lien regulations
  • Knowledge of compliance documentation, such as TILA-RESPA Integrated Disclosure (TRID)
  • Ability to manage and prioritize multiple active loan files simultaneously

Contribution and Impact

How This Role Makes a Difference

Your work as a Remote Home Equity Loan Processor directly impacts people’s lives by facilitating access to critical financial resources. Whether clients renovate their homes, fund education, or manage expenses, your accuracy and dedication help make those goals possible. You are not just processing documents but enabling dreams and improving financial well-being.

Career Advancement Opportunities

Learning and Growth

Our team champions ongoing skill development and professional enrichment. In this role, you’ll gain experience with leading fintech systems and expand your understanding of consumer lending. Opportunities for internal advancement and professional certification support are built into the company’s development framework, encouraging employees to grow into senior or supervisory positions over time.

Compensation and Benefits

What We Offer

  • Annual salary: $45,626
  • Flexible work schedule with performance-based autonomy
  • Access to training and upskilling programs
  • Virtual wellness sessions and mental health support
  • Collaborative, values-based team culture

Make an Impact from Anywhere

Final Thoughts

If you thrive in a detail-oriented environment and are passionate about helping homeowners maximize the value of their assets, this role offers a rewarding path. You’ll be part of a team committed to responsible lending, transparency, and client success, without needing to commute or relocate.

Call to Action

Ready to Join?

Are you ready to empower homeowners while advancing your expertise in a modern, remote-first company? Bring your attention to detail, tech-savvy mindset, and dedication to service into a role that makes a measurable difference every day.

Apply now and shape the future of home lending from wherever you call home.