Remote Jumbo Loan Underwriter

Join a Team That Values Your Expertise and Empowers Your Growth

Imagine being part of a team where your unique perspective isn't just accepted—it's celebrated. As a Remote Jumbo Loan Underwriter, you'll contribute directly to helping clients reach their home financing goals while being part of an inclusive workplace that truly values your contributions. With a competitive annual salary of $81,325 and a fully remote setup, this opportunity allows you to make an impact from wherever you thrive best.

Our company has always believed that strength comes from diversity and inclusion. Our team members come from varied backgrounds, bringing together a rich blend of knowledge, empathy, and experience. We are proud to foster a workplace that supports work-life balance, equity, and mutual respect. Whether you’re just getting started in jumbo underwriting or bringing years of experience, your voice will matter here.

What You'll Be Doing

Core Responsibilities

• Assess high-value loan applications per jumbo loan underwriting guidelines, including complex financial profiles.
• Ensure all documentation complies with current lending policies, secondary market standards, and federal regulations.
• Communicate effectively with loan processors, mortgage advisors, and internal partners to clarify conditions and facilitate timely approvals
• Evaluate borrower creditworthiness by analyzing income, assets, liabilities, and property appraisals.
• Make informed decisions while maintaining high accuracy and risk mitigation for large loan portfolios.
• Recommend loan approval, denial, or counter-offers with well-documented justifications.
• Guide jumbo underwriting policy updates and regulatory changes as part of our cross-functional knowledge-sharing approach.

A Culture That Centers on Inclusion and Collaboration

We understand professionals' unique challenges, especially in a remote environment. That’s why we offer a supportive, compassionate work culture beyond providing a job. As a fully remote team, we prioritize flexible work schedules, virtual mentorship opportunities, and regular team check-ins that ensure you feel heard and supported.

Whether collaborating with underwriting peers or sharing insights with our loan origination team, you'll find a culture rooted in open dialogue and shared success. Our team celebrates milestones together, whether meeting funding goals or welcoming a new team member.

Tools, Technology, and Daily Workflow

Our technology stack is designed to simplify processes, reduce redundancy, and empower underwriters to focus on high-value tasks. You will work with cutting-edge platforms, including:

• Cloud-based underwriting systems built for jumbo loan files
• Secure remote collaboration tools for seamless document review
• Real-time messaging and digital checklists to track loan progress
• E-signature and encrypted document verification tools for compliance

We invest in user-friendly systems so your day-to-day tasks remain efficient and streamlined. From the moment you log in, you’ll have everything you need to do your best work without the bottlenecks of legacy systems.

What Makes You a Great Fit

Qualifications and Skills

• Minimum of 3 years of recent experience underwriting jumbo loans, including manual underwriting
• In-depth knowledge of agency and investor jumbo guidelines, including FNMA and FHLMC overlays
• Strong analytical skills to evaluate complex income sources, tax returns, and financial statements
• Proficiency in AUS systems such as DU and LP
• Familiarity with regulatory compliance standards, such as ATR/QM, TRID, and RESPA
• Outstanding communication abilities, both written and verbal, paired with a team-first mindset
• Proven capability to manage your tasks autonomously while staying productive in a remote structure

Preferred Attributes

• DE/SAR certification or similar designations are a plus
• Prior experience with portfolio lending or private bank underwriting
• Demonstrated ability to adapt in a fast-paced, high-volume remote environment

Perks, Benefits, and Workplace Wellness

We believe in supporting the whole person, not just the employee. In addition to a competitive salary, you’ll enjoy:

• Flexible work hours tailored to your time zone and productivity preferences
• Paid time off, holidays, and wellness days that encourage you to recharge
• Health, dental, and vision coverage with inclusive policies
• Access to mental wellness programs, therapy support, and self-care tools whenever you need them
• Virtual team-building events and ongoing professional development courses

Our remote-first approach allows you to set your rhythm while feeling deeply connected to a collaborative team.

A Place Where Your Story Matters

We understand that everyone’s journey is different. Whether you’ve overcome adversity, transitioned careers, or built a legacy in lending, there’s a place for you here. We’ve proudly watched team members from underrepresented communities rise into leadership roles and develop long-term careers within our company.

Our mission is to serve borrowers and empower our people, and that begins with respecting every identity, background, and perspective. We are an equal opportunity employer and believe a diverse team is a strong team.

Apply Today and Shape the Future of Lending

Are you ready to be part of a team where your work makes a difference? Where are your insights appreciated, and your career is nurtured in an inclusive, forward-thinking environment?

This is your opportunity to grow with a company that champions equity, flexibility, and human connection. If you're passionate about responsible lending, motivated by meaningful work, and excited to collaborate with a diverse team from the comfort of your home, we want to meet you.

Step into your next opportunity with confidence. Send in your application and help redefine the future of jumbo lending.