Remote Life Insurance Risk Analyst

Introduction to the Role

Are you ready to make a measurable impact in the insurance sector while working from home? As a Remote Life Insurance Risk Analyst, you will strengthen financial resilience and support informed, strategic underwriting decisions. This position empowers you to play a key part in shaping a company's trajectory, rooted in innovation, accuracy, and ethical excellence. Join a mission-led team that prizes transparency, expertise, and analytical leadership.

Key Responsibilities

Evaluating Risk Profiles

• Conduct evaluations of life insurance applications to determine risk acceptability.
• Examine lifestyle indicators, health data, and financial information to guide risk stratification.
• Compose summary analyses to assist underwriters and decision-making bodies.

Enhancing Risk Models

• Work alongside actuarial teams to refine risk assessment methodologies.
• Apply data-backed improvements to predictive risk frameworks.
• Analyze life expectancy trends with statistical forecasting tools.

Data Interpretation & Reporting

• Utilize industry-standard tools to identify claims, behaviors, and exposure management trends.
• Translate complex findings into practical recommendations.
• Maintain accurate records for auditing and compliance purposes.

Cross-Departmental Support

• Collaborate with underwriting, legal, and product strategy teams.
• Guide client service representatives with risk assessment expertise.
• Contribute to internal training focused on analytical accuracy.

Work Environment

Remote-First Structure

Our company is designed for remote success, offering flexibility without sacrificing collaboration. You’ll engage with experts across departments using cloud platforms and have the autonomy to optimize your workflow.

Team Collaboration

You'll join a vibrant network of analysts, actuaries, and insurance professionals who value peer learning and respectful dialogue. Virtual team-building events and strategic brainstorms ensure meaningful connections.

Commitment to Growth

We support professional elevation with e-learning access, mentorship programs, and defined advancement paths. Your growth fuels our evolution.

Tools and Technology

Analytical Tools

• Use SAS, R, or Python to perform actuarial forecasting and analysis.
• Use Tableau and Power BI to create data visualizations for stakeholder engagement.

Collaboration Platforms

• Coordinate via platforms like Slack, Microsoft Teams, and Notion.
• Manage deliverables and timelines using tools such as Jira and Asana.

Secure Systems

• Operate in secure cloud-based environments with encrypted protocols.
• Employ advanced authentication methods to safeguard data confidentiality.

Qualifications and Experience

Education & Credentials

• Degree in actuarial science, statistics, data science, economics, or related discipline.
• Progress toward ASA, ACAS, or related certifications is preferred.

Experience

• At least 3 years of relevant experience in life insurance analytics or risk evaluation.
• Record of delivering precise assessments independently in distributed work settings.

Core Competencies

• Exceptional analytical capabilities and a meticulous approach.
• Ability to simplify advanced analytics into actionable conclusions.
• Strong command of written communication for composing structured reports.
• Proven adaptability in international, remote work environments.

Technical Proficiency

• Advanced proficiency in Excel and programming tools for data analysis.
• Competence with SQL for structured data access and analysis.

Impact on the Organization

Your evaluations shape risk policy, curb financial volatility, and uphold customer trust. Through precise analytics, you'll support leadership in refining strategy and enhancing organizational performance.

Opportunities for Advancement

Internal career mobility is central to our ethos. This role may progress to:

• Senior Risk Consultant
• Underwriting Strategy Manager
• Head of Risk Analytics
• Remote Product Innovation Analyst

As you grow, your influence expands, unlocking new leadership avenues.

What We Value

• Integrity: Your assessments influence lives and strategy alike.
• Accuracy: Each evaluation carries real-world financial weight.
• Team Spirit: Collaboration underpins our distributed success.
• Ambition: Your curiosity and drive shape what’s next.

Salary and Benefits

• Annual Salary: $83,237
• Medical, Dental, and Vision Insurance
• Employer-Contributed Retirement Plan
• Technology Allowance for your remote workspace
• Wellness Benefits: Mental health resources and virtual fitness support
• Flexible Paid Time Off for optimal balance

Call to Action

If you have a passion for analyzing life insurance risk with precision and a drive to innovate remotely, your skills are exactly what we need. Step into a future-focused role that merges technical excellence with meaningful outcomes.

Be the analytical force behind sound financial futures—apply today and take the lead in modern risk evaluation.