Remote Mortgage Compliance Underwriter

Shape the Future of Mortgage Compliance from Anywhere

Join a mission-driven team transforming the mortgage industry through technology, precision, and regulatory excellence. As a Remote Mortgage Compliance Underwriter, you’ll work at the cutting edge of risk evaluation and policy adherence, applying advanced digital tools to uphold trust, transparency, and security in every loan file.

About the Role

This fully remote position empowers you to take ownership of critical underwriting decisions in a fast-paced digital mortgage environment. You’ll review loan packages for federal, state, and investor compliance, interpret changing regulations, and help design internal policy enhancements that boost operational integrity. With an emphasis on automation, analytics, and cross-functional collaboration, your expertise will be essential in shaping scalable compliance strategies.

Key Responsibilities

• Reviewing and analyzing mortgage loan applications for regulatory compliance (TRID, RESPA, ECOA, HMDA, etc.)
• Verifying that disclosures and documentation align with internal and investor-specific guidelines
• Utilizing compliance engines and underwriting software to assess risk and ensure accuracy
• Collaborating with underwriting, closing, and quality assurance teams to resolve findings quickly
• Documenting underwriting outcomes and communicating decisions clearly and professionally
• Staying current with evolving compliance laws and integrating them into operational workflows
• Proactively identifying and escalating potential red flags, discrepancies, or audit concerns.

Tools and Technologies

Built for Efficiency

• Encompass LOS for file management and digital loan processing
• ComplianceEase, Mavent, and other compliance auditing software
• Secure online communication platforms for collaborative review (Slack, Teams)
• Automated decision-making tools powered by AI-driven rule engines
• Digital document verification and OCR tools for clean data extraction

Analytics at the Core

• Dashboards and loan quality reports for risk visualization
• Audit trail logs for transparency and accountability
• Real-time alerts and exception tracking integrated into LOS systems

Your Work Environment

100% Remote, 100% Connected

This fully remote opportunity is designed for mortgage professionals who thrive in independent, tech-enabled settings. You’ll work with a team of experts distributed across time zones, all aligned with one mission: to ensure quality and compliance in every mortgage loan.

Innovation Meets Compliance

The compliance team is more than just regulatory reviewers — they are architects of future-proof processes. You’ll join a culture that values continuous improvement, structured autonomy, and evidence-based decision-making.

Qualifications and Skills

What You’ll Bring to the Table

• Minimum 3 years of experience in mortgage compliance, underwriting, or quality control
• Proficiency with Encompass or similar LOS platforms
• Strong understanding of TRID, RESPA, ECOA, Fair Lending, and other federal guidelines
• Familiarity with Non-QM and agency guidelines (Fannie Mae, Freddie Mac)
• Experience working remotely and independently without direct supervision
• Detail-oriented, critical thinker with excellent judgment and communication skills

Preferred Extras

• Certified Mortgage Compliance Professional (CMCP) or equivalent credentials
• Exposure to SaaS-based mortgage technologies and automation tools
• Demonstrated ability to adapt to changing regulatory landscapes

Performance Metrics and Growth

Measurable Impact

• Loan file turnaround time is within 24–48 hours
• <1% compliance error rate in post-closing audits
• Consistent internal audit scores of 95% +
• Proactive identification and remediation of risk areas

Career Advancement Opportunities

• Move into leadership or audit specialist tracks
• Influence policy and framework development
• Contribute to tech stack enhancements via user feedback loops

Why You’ll Love Working Here

• Competitive annual salary of $103,656
• Flexible work hours are designed around performance, not time clocks
• Access to industry-leading compliance training and certifications
• Supportive and transparent leadership culture
• Opportunity to shape the compliance roadmap in a digital-first environment

Ready to Elevate Mortgage Compliance?

Take the lead in modernizing regulatory oversight with precision and purpose. If you’re passionate about protecting borrowers, improving industry standards, and leveraging technology to make informed decisions, this is your next career move.

Apply now to build the future of remote mortgage compliance — where integrity meets innovation.