Remote Mortgage Loan Auditor

Shape the Future of Lending — From Anywhere

Are you ready to make an impact in the fast-paced world of remote mortgage auditing? As a Remote Mortgage Loan Auditor, you will be an essential part of a growing team that ensures financial accuracy and regulatory compliance in every stage of the mortgage lending process. This is more than a job; it's an opportunity to play a critical role in empowering borrowers and strengthening institutional trust in lending practices. Join a forward-thinking environment where your skills are not just recognized—they're celebrated.

About the Role

In this dynamic remote position, you’ll be tasked with reviewing, validating, and ensuring the accuracy of loan documentation across various stages of the mortgage lifecycle. With your eye for detail and commitment to industry standards, you’ll be instrumental in upholding quality and compliance in loan files while working in a fully remote, tech-enabled environment. This role combines investigative precision with strategic insight, ideal for professionals who thrive on digging into details and championing operational excellence.

Key Responsibilities

Conduct In-Depth Loan Audits

• Analyze loan files to verify adherence to internal policies and industry regulations.
• Detect discrepancies in underwriting, closing, and post-closing documentation.
• Ensure all borrower and collateral documentation is complete and compliant

Maintain Regulatory Standards

• Stay updated on changing federal and state lending guidelines
• Flag any non-compliant loan components and recommend corrective action
• Collaborate with compliance teams to resolve discrepancies efficiently

Support Cross-Functional Teams

• Coordinate with processors, underwriters, and closers to obtain missing information.
• Provide real-time feedback and audit summaries to relevant departments
• Participate in quality assurance initiatives and contribute to process enhancements

Document and Report Findings

• Compile audit findings with clarity and context
• Track resolution efforts and communicate results effectively
• Generate compliance reports for internal and external stakeholders

Work Environment

This fully remote, performance-driven role is designed for autonomy, impact, and career growth. With the flexibility of working from your preferred location, you'll be empowered to focus on results rather than geography.

• Set your own daily routine to maximize focus and productivity
• Work in a culture that prizes accountability, curiosity, and self-motivation
• Be part of a collaborative, virtual team that values transparency and innovation

Tools and Technology

You'll work in a streamlined, cloud-based environment designed for efficiency and clarity:

• Loan origination systems (LOS) such as Encompass or Calyx Point
• Document imaging software and e-signature platforms
• Compliance tracking tools
• Communication and task management platforms (Slack, Zoom, Asana)

Who You Are

Minimum Qualifications

• 3+ years of experience in mortgage loan auditing, underwriting, or compliance
• Strong knowledge of residential lending guidelines, including TRID, RESPA, and HMDA
• Familiarity with automated underwriting systems (AUS)
• Experience in reviewing final closing disclosures and income documentation

Skills That Set You Apart

• Analytical thinker with a high attention to detail
• Strong written communication skills for clear documentation of findings
• Adaptability to evolving regulatory landscapes and software platforms
• Proven ability to work independently in a remote environment

Growth Opportunities

This role isn’t just a stepping stone—it’s a launchpad. You’ll have the chance to develop advanced skills in mortgage compliance, participate in leadership training, and explore specialized audit pathways such as forensic loan reviews or pre-funding evaluations. As you grow, so will your impact.

• Regular access to training resources and certification opportunities
• Clear progression paths into senior auditor or compliance leadership roles
• Involvement in special projects and internal process reviews

Perks That Make a Difference

We're serious about creating a positive and empowering experience for every team member:

• 💰 Annual salary of $55,513
• 🏡 100% remote work setup
• 🧘‍♂️ Flexible work hours to support work-life balance
• 🛠 Ongoing learning and development support
• 🎉 Recognition programs and virtual team celebrations
• 📈 Opportunities to contribute to a mission-driven organization

Take Charge of Your Future

This is your chance to make meaningful contributions in a career that evolves with you. Bring your attention to detail, analytical mindset, and passion for integrity, and we’ll provide the tools, flexibility, and support to take your professional journey to the next level.

Ready to Audit with Purpose?

Your next big opportunity awaits—apply now and start your remote journey as a Mortgage Loan Auditor!