Remote Mortgage Pricing Analyst
Description
🚀 Remote Mortgage Pricing Analyst
Annual Salary: $93,911
Work Mode: Fully Remote | Time Zone Flexible
📌 Introduction: Join a Future-Forward Fintech Team
Are you passionate about numbers, market strategy, and digital transformation? As a Remote Mortgage Pricing Analyst, you’ll play a pivotal role in shaping mortgage pricing strategies impacting thousands of homeowners nationwide. We seek a sharp, analytical mind to help drive our pricing models, financial forecasting, and data science initiatives forward—all from the comfort of your remote workspace.
This isn’t just another desk job. It’s a chance to thrive in a data-rich environment, contribute to major pricing decisions, and work at the cutting edge of financial analytics, all while enjoying the flexibility of a modern, fully distributed team.
🧠 Key Responsibilities
As a core member of our pricing strategy team, your insights will directly impact lending decisions and revenue optimization. Your daily work will involve:
- 📊 Analyzing market trends to guide real-time pricing recommendations using mortgage-backed securities data and macroeconomic indicators.
- 📈 Designing predictive pricing models using Python, R, and Tableau to support rate sheets, lock desk strategy, and investor pricing adjustments.
- Executing rate adjustments using real-time data and investor feedback, with continuous iteration based on performance KPIs.
- 🔄 Automating workflows for pricing logic, margin optimization, and scenario forecasting with scripting and business rule engines.
- 📚 Producing reports that translate complex datasets into digestible executive summaries and dashboards for cross-functional teams.
- 🤝 Collaborating closely with Capital Markets, Secondary Marketing, and Data Engineering teams to ensure pricing accuracy and strategic alignment.
🧠 Tools & Technology You’ll Use
We believe in equipping our team with powerful tools to create smart, automated, scalable solutions. You’ll be working with a modern tech stack that includes:
| Tool / Platform | Purpose |
|---|---|
| Python / R | Predictive modeling, simulations |
| SQL | Querying mortgage loan datasets |
| Tableau / Power BI | Data visualization and dashboards |
| Encompass / Optimal Blue | Pricing & LOS integrations |
| Excel (Advanced) | Pricing simulations & analysis |
| Git & JIRA | Version control & agile tracking |
Innovation drives us. You’ll also have access to experimental platforms like machine learning sandboxes and scenario planning engines designed to test pricing elasticity and consumer behavior.
🌐 Work Environment & Culture
We are a tech-first, people-centric remote team. Team members are empowered to think critically, challenge assumptions, and explore creative solutions.
- 💬 Weekly strategy syncs with senior pricing stakeholders
- 🌎 Remote-first, asynchronous-friendly work culture
- 📚 Continuous learning programs, certifications, and access to premium online courses
- ⚖️ Flexible hours that allow you to do your best work—wherever you are
What unites us is our mission to make home ownership more accessible through smart, responsive pricing. You'll feel at home here if you're motivated by impact and autonomy.
🎯 Qualifications & Skills
We’re looking for candidates who blend technical expertise with business intuition. The ideal candidate brings:
- 🎓 Bachelor’s degree or higher in Finance, Economics, Statistics, Computer Science, or a related field
- 🧠 3+ years of experience in mortgage pricing, secondary marketing, or capital markets analysis
- 🛠️ Proficiency with data modeling, financial analytics, and scenario testing
- 🔍 Familiarity with automated rate sheets, hedging models, and loan pricing engines
- 💡 Strong understanding of interest rate environments, pricing levers, and investor yield targets
- 🦠 A data-driven mindset with the ability to interpret analytics into business decisions
- 🌐 Previous experience in a remote analytics role is a strong plus
Soft skills matter too. We value curiosity, emotional intelligence, and the ability to communicate clearly in technical and non-technical settings.
📈 Growth Opportunities
We don’t hire for jobs. We hire for trajectories.
Here’s what success looks like in this role:
| Milestone | What You Achieve |
|---|---|
| 3 Months | Streamlined pricing, reporting, and mastered internal pricing tools |
| 6 Months | Delivered actionable pricing insights that improved loan pull-through by X% |
| 12 Months | Led a pricing innovation initiative that influenced strategic investor relationships |
Top performers in this role grow into Lead Pricing Strategists, Capital Markets Directors, or cross into the company's Data Science & AI Strategy roles.
📢 Why This Role Stands Out
- 🌍 100% remote freedom with flexible scheduling and asynchronous communication
- 🚀 Opportunity to shape pricing architecture in a rapidly growing fintech ecosystem
- 📊 Be at the forefront of AI-assisted pricing and predictive mortgage forecasting
- 💸 Competitive annual salary: $93,911 + performance-based bonuses
- 🎓 Continuous access to industry certifications and training for Fannie Mae, Freddie Mac, and GSE programs
- 🧘 Work-life balance is designed to support deep thinking and personal wellness
🌟 A Glimpse at Our Impact
- 37% increase in investor satisfaction thanks to adaptive pricing updates
- 22% reduction in pricing errors due to improved automation and real-time flagging
- Over 18,000 loans priced monthly through our automated rate engines
These aren't just numbers. They’re the outcome of a team that puts analytics and human-centered design at the heart of everything we do.
🧭 Ready to Shape the Future of Mortgage Analytics?
You’re not just applying for a job—you’re stepping into a role that will challenge you, reward you, and transform the mortgage pricing experience for thousands of borrowers.
If you're a mortgage pricing expert passionate about remote analytics, data modeling, and strategic rate optimization, we’d love to meet you.
Apply now and bring your vision to the future of home finance.
