Remote Mortgage Underwriting Processing Assistant

Position Overview

Join a forward-thinking mortgage team that values precision, innovation, and professional growth. As a Remote Mortgage Underwriting Processing Assistant, you will ensure seamless preparation and support of underwriting files. This opportunity is perfect for candidates experienced in residential lending workflows who thrive in remote environments and aim to grow within underwriting support.

About the Role

This position integrates into a results-driven remote mortgage operations team that relies on accurate document verification, regulatory knowledge, and strong file coordination. You’ll work closely with mortgage underwriters, loan processors, and compliance professionals to ensure each file moves through the underwriting process efficiently. From verifying documentation to assisting with risk analysis support, your work will directly impact loan closing timelines and borrower satisfaction.

Key Responsibilities

Loan File Preparation and Documentation

• Review, collect, and organize financial records, including pay stubs, tax returns, and credit reports, for loan underwriting.
• Validate asset statements, property appraisals, and credit information with a focus on accuracy.
• Identify inconsistencies or missing components in borrower data and report to the assigned underwriter.
• Prepare underwriting submission files that align with agency and investor guidelines (FHA, VA, FNMA, FHLMC)

Communication and Coordination

• Maintain ongoing communication with mortgage processors and loan officers to gather outstanding conditions.
• Record all updates and file status changes within the loan origination system.
• Provide updates to team leads regarding file readiness and processing queue status.

Compliance and Data Management

• Ensure strict compliance with mortgage regulations, including RESPA, TILA, and TRID disclosures.
• Manage secure document storage using cloud-based tools while adhering to company security protocols.
• Audit loan file folders to meet QC standards before the underwriter review

Impact of the Role

This role reinforces the strength of the underwriting pipeline by ensuring all data reviewed by underwriters is complete, validated, and accessible. You’ll directly contribute to reducing turnaround times and ensuring regulatory compliance while supporting smooth loan closings for homebuyers. Your attention to detail and proactive file handling will be vital to the company’s long-term lending success.

Work Environment

• 100% remote mortgage operations environment with flexible scheduling
• Access to centralized cloud-based LOS platforms and compliance tracking dashboards
• Daily stand-up meetings, file review discussions, and performance syncs
• Tools and processes built for virtual document control and real-time team collaboration

Tools and Technology

• Loan Origination Software: Encompass, Calyx Point, or Blend
• Digital verification tools like FormFree or AccountChek for income/asset analysis
• Secure document management platforms such as DocMagic and Snapdocs
• Workflow communication via Slack, Microsoft Teams, Zoom
• Project and condition tracking through Trello, Notion, or internal CRMs

Qualifications

• 1+ year of experience in residential mortgage operations or a similar underwriting support role
• Hands-on knowledge of Fannie Mae and Freddie Mac guidelines and AUS findings
• Understanding of borrower credit profiles and appraisal data validation
• Skilled in loan data entry, file review, and condition updates in LOS systems
• Excellent organizational and follow-through skills in remote work settings
• Proficient with Excel, Word, and cloud storage systems like Dropbox or Google Drive
• High school diploma required; mortgage operations training or NMLS coursework preferred

Growth Opportunities

As you grow in this position, you may progress into roles like Junior Underwriter, Mortgage Quality Analyst, or Senior Processing Coordinator. The company offers regular learning modules in risk analysis, compliance updates, and industry certification support. Leadership tracks are available for motivated professionals who exhibit consistent performance, initiative, and collaboration.

What Success Looks Like

• Maintains underwriting file queues with clean, audit-ready documentation
• Rapidly responds to underwriting questions and gathers missing items proactively
• Adapts quickly to updated federal lending regulations and investor conditions
• Demonstrates accuracy in preparing files for AUS findings or manual underwriting
• Positively contributes to the team’s closing rate and file turn-time metrics

Who Thrives in This Role

• Organized professionals with experience in virtual underwriting assistance or remote processing
• Individuals who enjoy reconciling loan file components and improving workflows
• Team members who communicate clearly and execute independently
• Professionals motivated by home lending impact and operational excellence

Why Join Us

We invest in your future with a supportive culture, continuous learning opportunities, and the flexibility to work from anywhere. Passionate mortgage experts will surround you, committed to helping families navigate the home financing process. As part of our team, your voice is valued, your work is appreciated, and your growth is prioritized.

Annual Salary

$40,953 per year, with annual reviews, performance bonuses, and advancement options based on delivery and leadership.

Call to Action

Ready to bring precision, dedication, and impact to a fast-growing remote mortgage team? Apply now and help shape the future of underwriting excellence—right from your home office.