Remote Mortgage Underwriting Quality Control Specialist

Join a Role That Shapes the Future of Mortgage Integrity

Step into a pivotal position where your attention to detail and underwriting expertise will directly influence loan quality standards. As a Remote Mortgage Underwriting Quality Control Specialist, you'll become a key guardian of compliance, loan accuracy, and policy alignment. If you're passionate about delivering excellence and thrive in a remote setting, this opportunity offers the space to grow professionally while impacting lending practices across the industry.

Key Responsibilities That Make an Impact

Perform Comprehensive Loan Reviews

• Conduct post-closing audits on residential mortgage loan files.
• Verify underwriting accuracy, compliance with lending guidelines, and documentation completeness.
• Identify discrepancies or potential fraud indicators and document findings.

Collaborate With Cross-Functional Teams

• Communicate review outcomes with underwriters, processors, and compliance teams.
• Offer guidance and feedback to enhance underwriting consistency and best practices.
• Escalate issues that pose risk or regulatory exposure.

Uphold Regulatory and Agency Standards

• Ensure all loans meet FHA, VA, Fannie Mae, Freddie Mac, and internal policies.
• Stay current on changing QC requirements, investor updates, and audit trends.

Contribute to Process Enhancements

• Participate in initiatives that improve the quality control framework.
• Assist with system testing, guideline updates, and implementation of audit tools.
• Recommend changes to minimize recurring defects and elevate audit performance.

Work Environment Designed for Remote Success

This fully remote position supports flexibility while maintaining a high-performance standard. You'll work independently yet stay connected with a supportive team committed to excellence and transparency. With a secure digital infrastructure, real-time communication tools, and regular check-ins, you’ll be empowered to thrive in a structure that values results over rigid routines.

Tools and Technology Empowering Your Role

As a Mortgage Underwriting QC Specialist, you will rely on advanced platforms and analytical tools to streamline reviews and maintain data integrity:

• Loan origination systems (Encompass, Calyx, or similar)
• Quality control platforms for post-close auditing
• Compliance management systems (CMS)
• Excel and digital reporting dashboards
• Secure remote VPN access and cloud-based file storage

These resources ensure efficiency, security, and the ability to manage a high volume of complex loan reviews from anywhere.

Qualifications That Define Excellence

Required Skills and Background

• 3+ years of experience in residential mortgage underwriting or QC review
• Deep knowledge of conventional, FHA, and VA loan guidelines
• Proven experience interpreting regulatory standards (TRID, RESPA, TILA)
• Strong documentation analysis and audit reporting skills
• Excellent written analysis and attention to regulatory detail
• Comfortable with independent remote work and cross-team collaboration

Preferred Attributes That Set You Apart

• DE Underwriter Certification or VA SAR designation
• Experience using ACES or similar QC software
• Exposure to risk analytics or trending reports
• Background in credit policy or investor audit responses

Growth Path and Leadership Potential

This role is not just about checking boxes—it's about elevating the underwriting process across the organization. You'll have the chance to:

• Mentor junior reviewers and contribute to QC training programs
• Influence internal audit protocols and play a role in shaping future quality benchmarks
• Be recognized for accuracy and innovation in improving audit effectiveness
• Transition into leadership roles in compliance, risk management, or underwriting strategy

Compensation and Benefits

• Competitive annual salary of $59,137
• Fully remote setup with flexible scheduling
• Paid time off, including holidays and personal days
• Comprehensive health, dental, and vision coverage
• 401(k) with employer match
• Continued education and professional development reimbursements

Take the Next Step in Your Quality-Driven Career

Make your mark in mortgage lending by applying your sharp analytical mindset where it matters most. As a Remote Mortgage Underwriting Quality Control Specialist, you will champion accuracy, protect compliance, and strengthen loan integrity while building a fulfilling career from home.

Ready to put your mortgage expertise to work in a rewarding, remote-first environment? Apply today and help elevate the standards of quality across the industry.