Remote Residential Mortgage Processing Specialist

Annual Salary: $44,308
Location: 100% Remote | Full-Time | U.S. Based Only

Introduction: Make an Impact in the Future of Homeownership

Are you ready to take charge of your future and become a key player in the fast-paced, ever-evolving world of residential mortgage lending? Join a forward-thinking team reshaping the mortgage experience—one home at a time. As a Remote Residential Mortgage Processing Specialist, you'll be part of an energetic, mission-driven environment where your attention to detail and customer-first mindset will directly contribute to helping individuals and families achieve their dream of homeownership.

This is more than a remote mortgage job—it’s a chance to grow your career while helping others realize one of life’s most significant milestones. If you're passionate about financial services, loan documentation, and remote work opportunities, this role was made for you.

The Role and Its Purpose

Why This Role Matters

In the world of home financing, precision matters. And so does compassion. As a Residential Mortgage Processing Specialist, you’ll contribute to the meaningful homeownership journey. By ensuring timely, accurate, and compliant processing of mortgage applications, you’re not just checking boxes—you’re building futures.

Our team is growing fast, fueled by a mission to make mortgage services more accessible, responsive, and human, even when remote. With expanding portfolios and an ambitious vision for the future, we need someone like you to help keep the engine running smoothly.

Key Responsibilities

What You'll Be Doing

In this pivotal role, you will:

• Process mortgage loan files from initial submission through closing while maintaining regulatory compliance.
• Verify borrower documentation, including income, credit, title, and property appraisal information.
• Collaborate with underwriters, loan officers, and closing teams to move files through the pipeline efficiently.
• Update borrowers and team members on application status, documentation requirements, and closing timelines.
• Review for completeness and accuracy, ensuring all conditions are satisfied before final loan approval.
• Stay current with mortgage processing guidelines, lending policies, and compliance updates.
• Troubleshoot issues related to documentation, credit verification, and automated underwriting systems.
• Contribute ideas for process improvement in a culture that values innovation and initiative.

Profile of a Successful Candidate

What Success Looks Like

Success in this role means being proactive, detail-oriented, and fast without sacrificing accuracy. You should be comfortable juggling multiple mortgage files while keeping stakeholders informed and satisfied. You are the type of person who:

• Thrives under deadlines without breaking a sweat.
• Believes a clean, complete file is a work of art.
• Can confidently speak mortgage while showing empathy for the people behind the paperwork.

Compensation and Benefits

Perks That Go Beyond the Paycheck

We believe great work deserves great rewards. Here’s what you can look forward to:

• 💻 Fully Remote Setup – Work from anywhere within the U.S.
• 🕐 Flexible Scheduling – Find the balance that works for you.
• 💡 Professional Development – Ongoing training and growth opportunities.
• 🧘 Wellbeing Support – Resources for mental, physical, and financial health.
• 🎉 Celebration Culture – We celebrate wins, big and small.
• 💼 Career Mobility – We promote from within whenever possible.
• 🛠️ Modern Tools & Systems – Say goodbye to outdated platforms.

Tools and Technology

Your Home Office Toolbox

You’ll work with cutting-edge mortgage platforms and remote collaboration tools that make communication seamless and processing smooth:

• Encompass or similar Loan Origination Systems (LOS)
• Automated underwriting systems like DU and LP
• Secure digital document platforms (DocuSign, Adobe Sign)
• Microsoft Office Suite & cloud-based file management
• Slack, Zoom, or Microsoft Teams for remote collaboration

Qualifications and Experience

Who You Are

We’re looking for someone who’s as driven as they are detail-oriented. You’ll need to bring:

• 2+ years of experience in mortgage processing, residential lending, or a related financial services field.
• Thorough knowledge of mortgage documentation, investor guidelines, and regulatory requirements.
• Excellent communication skills, especially in a remote environment.
• Strong time management abilities, capable of prioritizing responsibilities in a fast-paced environment.
• Tech-savvy mindset, with experience using cloud-based tools and digital mortgage systems.
• A completed high school education or GED; further studies in business or finance are a plus, with a preference for finance or business.

Bonus points if you’ve worked in a virtual mortgage team, handled loan pipeline management, or supported FHA, VA, or conventional loans.

Work Environment

Work Where You Thrive

We believe people do their best work where they feel comfortable, supported, and empowered. That’s why this opportunity is remote— where you work shouldn’t limit how far you grow.

As part of our remote-first culture, we promote autonomy, real-time collaboration, and asynchronous communication. You'll be surrounded by a team that values transparency, teamwork, and trust—no micromanagement here.

Career Path and Growth

Take Charge of Your Career Path

This isn’t just a job—it’s a launchpad. The residential lending landscape is shifting fast, and with that comes the opportunity to grow your expertise in everything from digital loan origination to regulatory trends. You'll work alongside industry professionals who are passionate about their work and eager to share what they know.

We’re invested in helping you grow—whether that means advancing to a senior processing role, moving into underwriting, or exploring leadership opportunities within our expanding organization.

Call to Action

Your Next Big Opportunity Awaits—Apply Now!

We want to hear from you if you're excited about helping people secure homes, thrive in remote work, and be part of a growing company that values precision, passion, and people.

Don’t wait to take the next step in your career journey.
Apply today and help shape the future of residential mortgage lending from wherever you call home.