Remote Residential Mortgage Processor

Position Overview

Are you passionate about shaping the future of residential lending? Join our dynamic remote team as a Remote Residential Mortgage Processor, where precision meets progress. This role is ideal for individuals who thrive in a virtual work environment and are committed to delivering excellence in mortgage processing. With a strong focus on professional development, innovation, and collaboration, we empower our processors to grow within a supportive, forward-thinking culture.

Core Responsibilities

Loan Documentation Management

Task Execution

• Organize, review, and verify loan application packages to ensure compliance with underwriting and investor guidelines.
• Coordinate and obtain required borrower documentation such as income verification, assets, and disclosures.
• Analyze financial documents and assess borrower eligibility based on established criteria.

Pipeline Coordination and Monitoring

Workflow Optimization

• Maintain consistent communication with underwriters, closers, and remote loan officers to track loan progress.
• Monitor pipeline milestones using mortgage processing software to ensure timely completion.
• Identify and address potential issues proactively to minimize delays.

Compliance and Quality Assurance

Regulatory Alignment

• Confirm all documentation meets federal, state, and agency requirements, including Fannie Mae and Freddie Mac.
• Maintain audit-ready files by adhering to internal compliance protocols.
• Ensure data integrity across multiple processing systems.

Work Environment and Culture

Remote Collaboration at Its Best

Connected Workforce

• Work-from-home flexibility without compromising connection. Engage with a distributed team of mortgage professionals across time zones.
• Access cutting-edge virtual collaboration tools that simplify communication and workflow.

Culture of Growth and Accountability

Transparent Performance

• Thrive in a transparent environment where contributions are acknowledged and feedback is encouraged.
• Participate in monthly knowledge-sharing sessions and peer-driven problem-solving forums.

Inclusive and Empowering Values

Core Principles

• Be part of a mission-focused organization committed to homeownership accessibility.
• We foster inclusion, adaptability, and mutual respect in every interaction.

Tools and Technologies

Software Stack

Daily Platforms

• Loan Origination Systems (LOS) such as Encompass or Calyx Point for real-time file updates.
• Secure document platforms like DocuSign and Blend for borrower verification.
• CRM tools for workflow coordination and communication tracking.

Digital Integration

Enhanced Efficiency

• Leverage AI-supported data entry tools and eSignature technology to boost efficiency.
• Utilize secure cloud storage for easy document access and processing.

Required Skills and Qualifications

Professional Competencies

Mortgage Expertise

• At least 2 years of experience processing residential mortgages, preferably in a remote setting.
• Proficient in income and credit analysis, compliance documentation, and investor guidelines.
• Strong knowledge of TRID, FHA, VA, and conventional loan types.

Technical and Interpersonal Strengths

Performance Attributes

• Comfortable navigating multiple platforms simultaneously and using digital communication tools.
• Excellent written and verbal communication skills, with strong attention to detail.
• Ability to manage a high-volume pipeline while prioritizing tasks with minimal supervision.

Opportunities for Advancement

Pathways to Leadership

Career Growth

• Mortgage Processors are encouraged to upskill and transition into roles such as Senior Processor, Team Lead, or Compliance Specialist.
• We offer structured mentoring programs and access to certification tracks.

Professional Development Support

Continuous Learning

• Annual learning stipends for attending virtual conferences, workshops, or mortgage-related certifications.
• Access to a digital learning library and webinars tailored to housing finance topics.

Compensation and Benefits

Competitive Salary

Financial Rewards

• Annual salary of $71,000 with biweekly pay cycles.
• Performance-based incentives are tied to quality, speed, and accuracy metrics.

Full Benefits Package

Employee Support

• Comprehensive health insurance including medical, dental, and vision.
• Remote work stipend to cover home office equipment and internet.
• Paid time off, paid holidays, and family-friendly leave options.

How This Role Supports Our Mission

This position is pivotal in making homeownership a reality for families nationwide. Your diligence and commitment ensure that each loan is processed quickly and precisely, helping individuals secure homes efficiently and confidently. Our success is deeply rooted in the quality of our processing team, and your impact here will be both meaningful and measurable.

Call to Action

Are you ready to be a key player in redefining residential mortgage processing? Step into a role where your contributions directly support homebuyers and drive innovation in remote mortgage services. Apply today to build a career full of purpose, flexibility, and long-term growth in a future-focused environment!