Remote USDA Mortgage Processing Analyst

Make an Impact in Home Financing—From Anywhere

Are you ready to take charge of your future while shaping the path to homeownership for families nationwide? As a Remote USDA Mortgage Processing Analyst, you’ll be key in supporting specialized loan programs that make a tangible difference in rural communities. From the comfort of your home office, you’ll ensure accuracy, compliance, and timely loan processing—all while supporting individuals in securing a place they can proudly call home.

With an annual salary of $51,903, this role combines professional growth with purpose. If you thrive in detail-oriented environments, enjoy remote work, and are passionate about helping others, this position offers a meaningful and exciting career opportunity.

Why This Role Matters

In government-backed loans, precision isn’t optional—it’s essential. USDA mortgages are critical to expanding access to affordable housing in rural areas, and processing them correctly is a mission-driven responsibility. This position empowers you to be the bridge between loan officers, underwriters, and borrowers, ensuring a smooth and compliant lending process.

You'll support initiatives beyond home financing—they create stability and equity for underserved communities. Your expertise will help drive efficiency, minimize risk, and accelerate funding, all while you work from wherever you feel most productive.

Key Responsibilities

• Manage the end-to-end USDA loan processing workflow from application review to final submission.
• Collaborate with loan originators, borrowers, and underwriters to collect necessary documentation and resolve discrepancies.
• Performed detailed income, assets, and credit report analysis to confirm program eligibility.
• Ensure compliance with USDA Rural Development guidelines and all applicable regulations.
• Prepare and audit Loan Estimate and Closing Disclosure documents for accuracy and timeliness.
• Monitor pipeline deadlines to maintain optimal loan cycle times
• Track and update internal systems with real-time loan status changes
• Address post-submission conditions and coordinate follow-ups until a clear-to-close status is achieved
• Maintain well-organized digital files that support audit readiness

What Success Looks Like

You're a detail-focused professional who brings analytical skills and compassionate communication to every loan file. You proactively anticipate documentation issues, remain agile in a fast-paced environment, and strive for excellence with each submission. Your contribution is measured not just by accuracy, but by the impact you make on families who rely on USDA financing.

Work Environment & Culture

We’re a forward-thinking team that values collaboration, autonomy, and purpose. Our fully remote setup is designed for flexibility and results, not micromanagement. Expect daily stand-ups, asynchronous communication, and tech-driven workflows that empower your performance. You’ll be supported by peers who share your commitment to compliance and client care.

In this role, you’ll be free to design your ideal workspace and a culture that encourages work-life balance. If you’ve ever dreamed of making a difference from home, this is your chance.

Tools & Technology You’ll Use

• Industry-leading loan origination systems (LOS)
• Secure document management platforms
• Automated income verification tools
• Remote collaboration apps (Slack, Zoom, Teams)
• Compliance tracking dashboards
• E-signature and digital closing tools

Who You Are (Qualifications)

• Proven experience processing USDA mortgage loans or other government-backed programs
• Strong knowledge of USDA guidelines, especially Rural Development loan requirements
• Familiarity with income calculation for W2, self-employed, and fixed-income borrowers
• Highly proficient in reviewing credit reports, appraisals, and title documents
• Organized and able to manage multiple files while meeting daily deadlines
• Strong proficiency in clear, professional communication across virtual channels of interaction
• Confident with digital tools and adaptable to evolving technology
• Comfortable working independently while thriving in a remote team setting
• A postsecondary education is helpful, but what matters most is your attention to detail and depth of mortgage processing experience

Exciting Perks You’ll Enjoy

• Fully remote work with flexible scheduling
• Competitive salary with room for growth
• Paid time off and designated wellness days
• Virtual training programs and professional development
• Access to digital tools that make your job easier
• Collaborative team culture focused on impact and innovation

Career Growth & Future Opportunities

This role is more than a job—it’s a stepping stone. As a USDA Mortgage Processing Analyst, you’ll gain exposure to cross-functional workflows and have opportunities to upskill in underwriting support, compliance, or even training and development. Your efforts will be valued, and your professional journey will evolve based on your goals and performance.

Your Next Big Opportunity Awaits—Apply Now!

If you're passionate about making a lasting difference in rural communities and ready to be part of a high-performing, remote-first mortgage team, this is your moment. Take control of your career and join a movement bringing affordable homeownership to more people than ever.

Make an impact, drive change, and build the future—apply today to become our next Remote USDA Mortgage Processing Analyst!