Remote VA Mortgage Loan Processor

Overview of the Role

Are you detail-oriented, deadline-driven, and passionate about helping veterans and military families achieve homeownership? We seek a dedicated Remote VA Mortgage Loan Processor to join our fast-paced, remote-first team. In this role, you will manage VA loan files precisely, ensuring each loan process step is handled with care, compliance, and clarity. This position is ideal for someone who thrives in a structured environment and has experience with government-backed mortgage programs.

Key Responsibilities

• Review VA loan applications for accuracy and completeness
• Verify and analyze borrowers' income, assets, credit, and liabilities
• Collect and organize required documentation from borrowers and third parties
• Ensure compliance with VA lending guidelines and regulations
• Coordinate with underwriters, loan officers, and title companies
• Monitor the loan pipeline and provide timely updates to stakeholders
• Submit complete and accurate loan files for final approval
• Maintain detailed records of communication and documentation in the loan origination system
• Identify and resolve processing issues to avoid closing delays
• Support ongoing improvements to processing workflows and procedures

Daily Workflow and Collaboration

Remote-First Setup

This remote position provides the flexibility to work from a professional home office.

Team Communication

While you work independently, you will stay connected through daily check-ins, team huddles, and digital communication tools.

Work Tools

Collaboration is seamless and efficient, with shared resources and real-time project tracking.

Work Environment and Culture

We believe that focus and clarity empower great work: our work culture values structure, accountability, and performance. Every team member has clearly defined responsibilities and the autonomy to manage their time. We foster a respectful environment where each person’s attention to detail and consistency are recognized and appreciated.

Technologies and Tools You’ll Use

• Encompass LOS or similar loan origination systems
• Digital document management platforms (e.g., DocuSign, Dropbox)
• Credit and income verification systems
• Internal communication tools (Slack, Zoom, Google Workspace)
• Secure file-sharing tools to maintain borrower confidentiality

Required Qualifications

• Minimum 2 years of experience processing VA mortgage loans
• In-depth knowledge of VA loan guidelines and documentation standards
• Familiarity with TRID, RESPA, and other mortgage compliance standards
• Strong organizational and time-management skills
• Excellent written and verbal communication abilities
• High level of accuracy and attention to detail
• Demonstrated success in managing tasks autonomously within a distributed work setting
• Proficiency in cloud-based systems and digital workflow tools

Preferred Attributes

• Prior experience in a fully remote role
• Certification or training specific to VA loan processing
• Understanding of Encompass or similar LOS software
• Military affiliation or background is a plus, but not required

Benefits and Compensation

• Annual salary of $45,905
• Remote work flexibility with a full-time schedule
• Paid time off and federal holidays
• Training and professional development opportunities
• Supportive team structure with mentoring and knowledge-sharing
• Access to industry tools and resources to perform at your best

Why This Role Matters

Veterans and their families rely on specialists who understand the unique details of VA loan processing. Your expertise ensures each loan progresses smoothly, efficiently, and in full compliance. This role offers a chance to directly impact the lives of service members by helping them secure stable housing through the VA loan benefit they’ve earned.

Growth Opportunities

With strong performance, you may grow into roles such as:

Senior VA Loan Processor

Step into a leadership role managing complex files and mentoring junior staff.

Team Lead

Oversee a team of processors and coordinate workflow strategies.

Compliance Coordinator

Ensure end-to-end adherence to federal, VA, and internal policy standards.

You’ll also have access to workshops and certification programs that broaden your understanding of evolving mortgage trends and regulations.

What Success Looks Like

• Files are processed accurately and within expected timelines
• Compliance is upheld at every stage
• Communication with borrowers and colleagues is professional and prompt
• Daily goals are consistently met without the need for micromanagement
• Your work contributes to overall loan team performance and client satisfaction

Ideal Candidate Snapshot

You’re dependable, disciplined, and committed to quality. You firmly grasp VA loan policies and stay current with regulatory updates. While you enjoy working solo, you also contribute meaningfully to a team and value open communication.

Application Process

We encourage you to apply if you're ready to bring your mortgage expertise to a mission-driven team and make a real difference in veterans' lives. Your skills will be valued, your time will be respected, and your growth will be supported.

Take the Next Step

Apply now to take your mortgage processing career to the next level. Join a remote team where your dedication to excellence helps veterans and military families achieve the dream of homeownership.