Remote Whole Life Insurance Agent

About the Role

Join a fast-evolving team as a Remote Whole Life Insurance Agent, where your expertise helps individuals secure long-term financial protection. In this position, you will provide personalized insurance solutions tailored to clients' evolving needs, all from the comfort of your home. With a strong focus on service, integrity, and reliability, you’ll guide individuals through whole life insurance options that offer lifetime coverage, cash value accumulation, and peace of mind.

What You’ll Do

As a valued member of our remote insurance team, you will:

• Explain and recommend whole life insurance products to potential clients.
• Conduct virtual consultations via video conferencing, phone, and email.
• Assess individual and family financial needs and long-term goals.
• Design customized policies that reflect client priorities and budgets.
• Educate clients on premium structures, benefits, and policy riders.
• Maintain up-to-date client records using CRM software.
• Meet monthly targets for policy conversions and renewals.
• Provide continuous follow-up and ongoing service support.
• Coordinate with the underwriting and policy issue departments.
• Stay current on regulatory changes and product updates.

Work Environment

This fully remote role is designed for self-motivated professionals who thrive in a structured yet flexible digital work environment. You’ll be part of a remote-first culture emphasizing independence, clarity, and accountability.

• Work-from-home setup with modern tools and platforms.
• Weekly virtual team meetings and optional collaboration sessions.
• Access to digital training materials and ongoing mentorship.
• Cloud-based tools to track sales activity, manage leads, and optimize workflow.

Tools and Technology

• Secure CRM platforms for client management and document tracking.
• Video conferencing platforms like Zoom and Microsoft Teams.
• Quoting tools and product illustration software.
• E-signature applications for policy completion.
• Data encryption tools to ensure confidentiality and compliance.

Qualifications and Skills

• Licensed life insurance agent with authorization to sell whole life policies in one or more states.
• At least 2 years of life insurance sales experience, preferably focusing on permanent products.
• Excellent listening skills and client-focused communication style.
• Strong understanding of insurance terms such as cash surrender value, dividends, and paid-up additions.
• Proficiency in remote technology and digital communication platforms.
• Demonstrated ability to meet sales goals in a virtual setting.
• Strong organizational habits with attention to detail.
• A quiet, distraction-free home office setup.

What Success Looks Like

Your work directly contributes to financial security for individuals and families. Here’s what success in this role entails:

• Delivering customized policy solutions that align with each client’s plans.
• Building lasting relationships that lead to renewals and referrals.
• Demonstrating professionalism and empathy in every interaction.
• Staying compliant with state and federal insurance regulations.
• Embracing continuous learning through workshops and certifications.

Benefits and Compensation

Enjoy competitive compensation, growth potential, and work-life balance. Your performance drives your earning power and career trajectory.

• Annual salary: $89,628
• Uncapped commission and bonus potential
• Flexible scheduling with a fully remote setup
• Paid licensing fees and continuing education support
• Monthly tech allowance
• Health and wellness reimbursement
• Virtual team-building events and recognition programs

Why You’ll Love Working Here

Our team is committed to making a meaningful impact by helping clients navigate complex financial decisions.

• Supportive leadership that values transparency and respect.
• A mission-focused culture centered on trust, empathy, and results.
• Diversity of thought and an inclusive work environment.
• Access to resources that empower your professional journey.
• A culture that promotes client advocacy and community trust.

Growth Opportunities

This role offers a path to greater responsibilities and influence, including:

• Becoming a Senior Insurance Advisor or Team Lead
• Mentoring new remote agents and sharing your expertise
• Contributing to the design of digital tools and processes
• Expanding your product certifications to annuities or hybrid policies

What Makes You a Great Fit

• You’re driven by purpose and passionate about financial protection.
• You thrive in a client-facing environment and value integrity.
• You believe in lifelong learning and adapt quickly to new tools.
• You appreciate autonomy but understand the power of collaboration.
• You take pride in helping others secure their futures.

Ready to Make a Difference?

This is your role if you’re an experienced life insurance agent looking for a flexible, remote opportunity that offers impact and growth. Bring your talent, empathy, and ambition to a team redefining life insurance services for today’s digital world.

Apply now and start building a rewarding career from wherever you are.